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<p>[QUOTE=&quot;GDJMSP, post: 45815, member: 112&quot;]This is a pretty complicated question. But let&#039;s start with the value part of it. A coins value is largely dependent upon its condition or grade. And the higher the grade the more the coin is worth. </p><p><br /></p><p>There is also a large difference between Proof grades and MS grades. A Proof coin is a specially manufactured coin and they are graded differently than MS or business strike coins ( coins struck to be used in circulation ). All Proofs are graded as PF63 or PF64 - all business strikes are graded as MS63 or MS64.</p><p><br /></p><p>Now I could be more specific if I knew the year of quarter you are asking about. But Proof 63 is pretty low for any but the older issues. </p><p><br /></p><p>It sounds to me like this dealer was giving you a sales pitch. For while his information is accurate to some degree it is not completely accurate. Yes there are many coins that are graded as MS60 that are not truly uncirculated - they are known as sliders. In other words the amount of wear is so slight that many mistakenly grade them as uncirculated when they are not. But just about any coin that is graded as MS60 will be pretty beat up with bag marks, hairline scratches etc. An MS63 coin will have these marks as well - but a lot less of them. And an MS66 coin will only have a few.</p><p><br /></p><p>Now that&#039;s a pretty brief explanation, but it should give you the idea. Try reading and studying here at this site - <a href="http://www.coingrading.com/" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.coingrading.com/" rel="nofollow">Grading Coins</a>&nbsp; Once you get through all that - you&#039;ll have a better understanding.[/QUOTE]</p><p><br /></p>

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