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<p>[QUOTE=&quot;cladking, post: 56656, member: 68&quot;]All markets have a tendency to do whatever is necessary to make everyone wrong.&nbsp; This is even more true in collectibles markets since it is nearly impossible to predict where the demand will go.&nbsp; It is primarily demand which drives coin prices historically.&nbsp; It is for these reasons that investing in coins will usually not result in profit.&nbsp; Even if you do correctly identify a good area for appreciation there is every possibility that the increases will bypass the specific items you were able to locate and set aside.&nbsp; Finding rare coins is tough since they are rare and investors are more inclined to find more common coins to set aside and then pay a high mark-up.&nbsp; Collectors often fare better because they are more likely to recognize the rarities and actually have them in their collections.&nbsp; </p><p><br /></p><p>This being said I believe the most undervalued coins with the greatest chances of becoming fairly valued or overvalued are mint state clad quarters.&nbsp; There are several forces and trends working in their favor.&nbsp; Perhaps the most powerful is the simple fact that the coins have been overlooked for so very long.&nbsp; In the past most collectors set aside at least a few current coins every year for themselves and future collectors.&nbsp; This mostly ended in 1965 and these coins went into circulation.&nbsp; Another major factor is demographics.&nbsp; A whole new generation of collectors is cutting their teeth on the states issues which are clads and quarters.&nbsp; It is a very tiny jump from saving a 1999 Delaware quarter for your collection to finding a nice 1998 worth keepin also.&nbsp; There are other coins to help bridge this gap like the bicentennial quarter also.&nbsp; </p><p><br /></p><p>Established mainstream collectors are getting older and will have to be replaced.&nbsp; As new collectors come on board it seems likely that at least a few will pick up the old clad quarters as a quest.&nbsp; Most of these exist in small enough numbers that any increases in demand can cause a fairly dramatic increase in price.&nbsp; Especially watch the better dates, higher grades and less well known varieties.&nbsp; Watch the &#039;76-D&nbsp; DDO. This coin is rare and the only important variety of a one year type but is seen for under $1,000.[/QUOTE]</p><p><br /></p>

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