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<p>[QUOTE=&quot;cpm9ball, post: 1325451, member: 24633&quot;]Welcome to the neighborhood, David!</p><p><br /></p><p>There are many collectors who feel as you and would prefer to collect coins that have actually circulated. The great thing about this hobby is that you can set up your collection any way you want. Don&#039;t let a dealer try to talk you into buying higher grades (just so he can make a better sale) if that isn&#039;t what you want.</p><p><br /></p><p>If you&#039;re interested in Morgan dollars, you might want to consider getting a copy of Q. David Bowers&#039; <b><i>Red Book of Morgan Silver Dollars</i></b>. You would note that an &quot;Optimal Collecting Grade&quot; is specified for each date/mm, but you should know that this is suggested with availability and affordability in mind. It is not a hard and fast rule.</p><p><br /></p><p>As you continue to learn, you&#039;ll find that key dates and semi-key dates for most any series will be very expensive, sometimes, even for circulated specimens. For the average collector with limited funds, this is not the best approach. There are thousands of coins in common dates or just slightly scarce that can give you much more bang for your buck.</p><p><br /></p><p>The main thing is that you should have fun and since this is a hobby, first and foremost, if you&#039;re considering it as an investment, you&#039;d be better off buying real estate.</p><p><br /></p><p>Chris[/QUOTE]</p><p><br /></p>

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