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Message:: [QUOTE="Mainebill, post: 1837570, member: 44004"]I find that there's quite a difference as far as Morgan dollars are concerned I feel their far more lax in grading Morgan's nowadays then they were 15 years ago all you really have to do is compare recently graded. Ms 65 Morgan's to one from 15- 20 years ago and that's true in all grades as far as which is correct I liked the older standards I don't consider a heavily bag marked coin a 65 more like a 63 or 64 but they'll often grade them a 65 if there's no significant marks as to resubmitting the old holders I don't I like the old greenies and as I'm not usually selling them it doesn't matter I also find there's many that pay a premium for the older holders especially if it has a nice coin inside me I buy the coin not the holder eye appeal is first and foremost[/QUOTE]