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Message:: [QUOTE="statequarterguy, post: 1871288, member: 21782"]Like I said, we're all entitled to our opinions - I speculate on any grade low mintage coins  and stay away from high grade, high mintage coins.  Grade is a significant factor in determining value, but so too is the overall mintage. Yes, the numbers are sparse, probably because they're low mintage and they've settled into collections or speculators are hanging onto them at current prices - clearly they haven't reached their potential.  Aside from the sets, the rolls of satins taken from the sets have dried up too, compared to what was available a few years ago, and 2010 never was available in any quantities like the prior years. So, if you believe finish has nothing to do with value, explain how modern unc v proof commems are priced.  Or, how any number of other modern mint products with different finishes are priced? Thanks for the offer, but I have plenty and looking forward to the next opportunity.  And, I try to buy from the mint because let's face it, it's your best chance of getting the highest grades at issue price. Just noticed that even though this thread is titled Mint Sets, the OP is actually asking about Proof Sets, which are pricy for the same reason, they're low mintage compared to prior years' sets.[/QUOTE]