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<p>[QUOTE=&quot;-jeffB, post: 8501926, member: 27832&quot;]If you&#039;re hoarding fiat, you&#039;re doing it wrong. If you&#039;re hoarding fiat <i>change</i>, you&#039;re doing it doubly wrong.</p><p><br /></p><p>Clad coinage has a &quot;melt value&quot; of 20% or less of current face value. Nickels and copper cents hold metal worth more than the coin&#039;s face value, but (a) you can&#039;t make money by smelting them, and (b) that value is still quite low relative to their volume and weight.</p><p><br /></p><p>If you want to hoard cash (and there are some good arguments for doing just that, even in an inflationary economy), be sensible, and hoard it in the form of $100s. Or, at worst, $20s.[/QUOTE]</p><p><br /></p>

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