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<p>[QUOTE=&quot;Shortgapbob, post: 183444, member: 6088&quot;]As someone who owns both slabbed coins and works on sets in Dansco albums, I understand what the dealer is saying by stating that a set with continuity and excellent eye appeal should be kept together. Generally, I use the often stated motto &quot;buy the coin, not the slab,&quot; and am careful not to place too much emphasis or extra vale on a coin just because it is in a graded holder.</p><p>&nbsp;</p><p>However, especially for the 1916-D, a high level of risk exists for potential buyers, as the date is one of the most counterfeited coins in the US series. This results in a risk premium associated with a raw coin due to questionable authenticiy that will lower the selling price of an unslabbed 1916-D Mercury Dime without any sort of guaranteed authencity. Of additional interest, there were a few different reverse dies used for striking the 1916-D dime (I believe four different dies), so even authentic specimens will exhibit some differences in the mintmark, making it more difficult for the average collector to authenticate. </p><p>&nbsp;</p><p>Of course, if you decide not to sell, you could always keep the set complete the way it is, as the resale value would not matter. I think I speak for everyone here when I say that I hope you catch the collecting bug, decide to keep the wonderful set, and share a newfound hobby with your daughter.[/QUOTE]</p><p><br /></p>

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