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Message:: [QUOTE="-jeffB, post: 2961276, member: 27832"]No, but it'll almost certainly be worth less than you spent to fill it, unless of course silver is much higher at that point. It might feel like an almost-completed set is worth more than an equal number of randomly-picked coins, but that's not how it works in the market. Most of the dates are worth no more than melt unless they're in very high grade, and checking the grade of each coin takes more time -- and, of course, "time is money". So, buyers tend to value circulated sets based on melt for the number of coins, plus some extra for any keys or semi-keys. When you're building the set, though, you're paying attention to each coin you add, and probably paying extra for ones that seem nicer or harder to find, especially when you're getting close to the end. Also, if you're buying coins one by one, you're paying extra for shipping and overhead on each. If you're completing the set for enjoyment, don't think too much about resale value. If you're completing it for resale value, stop, and concentrate on either buying bulk coins below the going rate or buying key dates and choice specimens below the going rate. Both of these are hard, and require patience and knowledge (or, as always, luck).[/QUOTE]