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Message:: [QUOTE="K2Coins, post: 1173622, member: 30168"]I collect morgan dollars and would think about having both, I have a great collection of 62's, 63's, 64's, and 65's graded by NGC and PCGS, most common dates, and I have a couple of key dates, such as the 1895-s in about EF-45 and the 1892-S in about VF-30, I also have a lot of raw coins that would grade very high if I sent them in, however, it is not always worth it.  I like to stick to the CC also, they have a unique luster about them and could be affordable if you buy a common date in higher grades, unlike the 1895-s in Ms-63, which would get about $6,000, a common CC in Ms-63 could be bought for around $200.  If you are looking for Ms-63 and want coins that are not common and are not high priced I would stick to the CC's. ---Hope this helps------K2Coins[/QUOTE]