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<p>[QUOTE=&quot;jnanavich, post: 1755630, member: 56525&quot;]OK. I&#039;m a total noob so please don&#039;t flame me...</p><p>&nbsp;</p><p>So I bought this coin on Ebay... (I&#039;m sure a lot of great stories start this way...)</p><p>Item 141013782871 - Pics at the end of this post...</p><p>&nbsp;</p><p>It was listed as a gold 1/5 Crown Isle of Man 1989 MS68 so I look up the melt and... wow... it&#039;s selling for well under. Graded by NGC as a 1/5C MS68. But then I get the coin. It&#039;s a 1/<span style="color: #ff0000">2</span>5C in a perfect NGC unaltered slab, no tampering, no signs of foul play, showing 1/5C on the label. So I&#039;m kind of disappointed because of course now what I thought was a great buy under melt is now a hefty overpayment.</p><p>&nbsp;</p><p>But then I started contemplating what my thoughts and options might be...</p><p>&nbsp;</p><p>1. Recognize the possibility that I&#039;m a total idiot and missing something here. I don&#039;t collect a lot of coins so maybe I&#039;m just seeing something wrong and the 1/25C on the coin equates to 1/5C in the real world or who knows.</p><p>&nbsp;</p><p>2. See if I can send it back for a refund or offer the seller closer to it&#039;s real value. I kind of like the coin and I like the fact that if it is graded in error, it&#039;s unique. (Not sure if it&#039;s $150 over melt unique though.)</p><p>&nbsp;</p><p>3. Since NGC &quot;guaranteed&quot; this coin, do I have some recourse with them? I read their guarantee policy but not sure if this qualifies as a grading mistake or just a &quot;clerical error.&quot; And if so, would I just get the difference in value back from them or a properly graded coin or what? I mean I&#039;m not going to send it back to them just to get the grading corrected. (Would&#039;ve been a lot nicer if I got a 1 Crown gold after paying for a 1/5C but...)</p><p>&nbsp;</p><p>4. Could it be intentional deception? The case is really perfect. No signs of someone trying to crack it open, looks exactly like other NGC coin capsules I have, etc. I&#039;m not sure how possible or prevalent tampering with an NGC case would even be.</p><p>&nbsp;</p><p>5. Finally I thought maybe if this is graded in error, would it be worth something significant? Especially with what maybe a lot of folks would think is a major error in grading on a modern gold coin. I found some very scarce examples on Ebay of grading errors but they were all things like a mint mark labeled P instead of the actual D or things like that. I couldn&#039;t find anything this significant.</p><p>&nbsp;</p><p>Which is how I ended up here. If I&#039;m not an idiot and this is really an error in grading, does it have any kind of value above what the coin would otherwise be worth?</p><p>&nbsp;</p><p>Thanks for your time and opinion...[ATTACH=full]277011[/ATTACH][ATTACH=full]277012[/ATTACH][/QUOTE]</p><p><br /></p>

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