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<p>[QUOTE=&quot;mark_h, post: 653306, member: 3726&quot;]Assuming you mean PCGS and NGC - I think yes.&nbsp; It makes the two sides - buyer and seller - easier to agree.&nbsp; Now with raw what you usually have(not always see) is a person grading the coin AU and a dealer XF (does not matter who has the right grade) - either the dealer is low balling them or the seller has overgraded the coin. So that question is kind of hard to answer - in my opinion.&nbsp; I have seen this happen at my local coin store - I have seen them patiently explain how they came to the grade and the price.&nbsp; In my opinion it is just tougher with raw - there are good sellers, bad dealers, etc. etc.&nbsp; I think between to repected knowledgeable dealers it might not matter - then again in that case the buying dealer needs to make some money.</p><p><br /></p><p>Investors - have no clue what some of them do, but my suspicion is they are they ones that buy the holder and not the coin.&nbsp; Yes - there are a lot of people who do that - and yes they do not know how to grade.&nbsp; I probably would not have put it as bluntly as speedy - but there are a lot of people who put no effort into collecting and do just that.&nbsp; Some get lucky some lose. Toss up to me.&nbsp; All just my opinion.[/QUOTE]</p><p><br /></p>

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