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<p>[QUOTE=&quot;Vess1, post: 1419488, member: 13650&quot;]Most collectible coins have been sitting in banks, sitting with dealers, or have as you say, been passed down by collectors over the ages.&nbsp; Just about every series has its own story as to why some are keys and some are common in high grade.&nbsp; There have been coin collectors since theyve been making them.&nbsp; 1700s stuff was popular in the 1800s, etc.</p><p>&nbsp; Gold was mostly used by bankers.&nbsp; Especially the $20.&nbsp; The few people that owned any in the 1800s &amp; early 1900s mainly hoarded it.&nbsp; Not much circulated.&nbsp;&nbsp; The majority of people in the early 1900s never would have seen an actual gold piece in circulation or ever owned one from what Ive heard.</p><p><br /></p><p>&nbsp; Getting gold graded is like playing the lottery.&nbsp; If the grade is low, it probably cost you money.&nbsp; If you can get a high grade on one good one, you hit the jack pot.&nbsp;&nbsp; Have heard success stories and horror stories.&nbsp;&nbsp; If something has been cleaned or has altered surfaces, youre looking at melt value for most anything other than something rare.[/QUOTE]</p><p><br /></p>

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