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Message:: [QUOTE="JPeace$, post: 2368146, member: 42727"][USER=77647]@OnEWB[/USER], congrats on your Panda win!  Good ROI, even if overall it wasn't a lot of money. I respect what you're trying to do; however, I agree with many of the others.  There are better investments than coins.  Especially at the lower end of the market. Now, the key is this:  How can you enjoy the hobby with the funds you have to spend AND at the same time, put some money aside for your daughters education?  That to me is the problem, now how to solve it. From what I've learned from your first post, you like making deals.  Why not take some of the profit from your coin deal making and set it aside in some kind of account for your Daughter.  Take your example, cost =$17, Profit = $23.  Take $5 of the profit, set it aside in an account for your daughter (many choices you can make), take $5 and set it aside for a nice Morgan and take the $30 left over and try to make another deal! This way, you put some money aside for your daughter, put some money aside for yourself and you can use the rest to buy other coins you can flip.  I know it's not the ideal solution for your daughters education, but IMO, it's better than buying a $40-60 dollar coin and hope in 15 years, it's worth much more than time value of money. Just food for thought.[/QUOTE]