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<p>[QUOTE=&quot;The Penny Lady®, post: 687593, member: 16948&quot;]BNB, please take these following comments in the spirit I intend them - purely to help offer some advice to someone who is new and a bit naive to the coin industry.&nbsp; So please keep an open mind and know that I say these things to try and help, not to criticize.</p><p><br /></p><p>Keep in mind, you came as a newbie to coins in a down market and may be getting some good deals right now, but seriously you might want to quiet that ego of yours a bit and&nbsp; listen to your coin &quot;elders&quot; and not be so quick to judge.&nbsp; Yes you can get some good deals right now, even at Heritage, but that won&#039;t always be the case, no matter how hard you look.&nbsp; And it&#039;s certainly not a good idea to limit your options so quickly by saying you&#039;ll only buy from Heritage - that is, to be honest, pretty silly.&nbsp; There are many good quality dealers out there, you just need to find a few in your series that &quot;fit&quot; well with your style, values, morals, personality - and wallet.</p><p><br /></p><p>For the most part, you will need to pay higher prices to get quality.&nbsp; Remember, dealers generally buy from Grey sheet, so how can anyone expect them to sell at Grey sheet?&nbsp; Especially key dates, high quality, and just plain hard to find coins will usually be higher than Grey sheet, so yes shop around, but be sure you are getting the best quality for the price you are paying.&nbsp; Look very very closely at those coins you are buying.&nbsp; You still have a lot to learn, and there is so much more you don&#039;t know than what you do know right now.</p><p><br /></p><p>I enjoy your enthusiasm and eagerness to get the best deal, that is what we all try to do - but you also need to build some solid relationships with some good dealers, so don&#039;t start out bashing them just because their prices seem too high for you.&nbsp; I don&#039;t know any dealers that have yachts or live high on the hog, especially right now.&nbsp; Sure it&#039;s ok to be a bargain hunter, but remember, in the end you really really do get what you pay for.</p><p><br /></p><p>p.s. What Mike said about make sure you do lot viewing of any Heritage coin you buy - that is a MUST! You got lucky with your Heritage purchase but in my experience, Heritage&#039;s photos (both in the catalog and online) are usually better than the actual coin.&nbsp; Their photos don&#039;t seem to show a coin&#039;s flaws or issues (especially spots and dings) very well, so you absolutely need to see their coins in person before placing bids.</p><p><br /></p><p>On the other hand, in my experience, Bowers &amp; Merena&#039;s photos are the opposite.&nbsp; Their coins are usually much better than their poor photos depict.&nbsp; Again, you need to see the coins in hand before placing bids.&nbsp; </p><p><br /></p><p>Again, please heed the advice you are receiving here and it will serve you well.[/QUOTE]</p><p><br /></p>

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