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<p>[QUOTE=&quot;illini420, post: 687244, member: 19423&quot;]I felt the same way when I started out.&nbsp; For example, when I was buying the my avatar coin, 1909 MS66RD IHC, I saw examples priced from around $1100 all the way up to $2000.&nbsp; Mine was towards the higher end of that range for sure, and it was difficult for me to pay a several hundred dollar premium for a coin in the same grade at that time.&nbsp; But right now I don&#039;t regret it one bit as I know there are folks out there who will pay me a premium for a really great coin that is high end for the grade.&nbsp; Maybe not the best example since MS66RD isn&#039;t in the greysheet.</p><p>&nbsp;</p><p>So, another example was when I went to buy an MS65 1909-O Half (only 6 graded by PCGS so I couldn&#039;t be too picky).&nbsp; At the time I was buying, bid-ask was $3700-$4000.&nbsp; I saw one example that was a good looking coin, accurately graded I thought but just had average luster for the grade, and the asking price was $3950, not entirely unreasonable.&nbsp; Another example that was available at the time was on the market for $5600!!&nbsp; The coin was screaming with luster though and had beautiful toning and an excellent strike for the date/mm.&nbsp; It was initially hard for me to pay the extra $$ for the better MS65, but I ended up working a deal for just under $5000.&nbsp; Again, I don&#039;t regret it for a second and I&#039;ve already been offered more than my purchase price for the coin and I passed.</p><p>&nbsp;</p><p>Just trying to point out that if you pay the darn premium now, it doesn&#039;t mean that you have to wait 5 years to break even.&nbsp; You just have to make sure that if you are paying the darn premium now that you&#039;re doing it for a good reason and not just because the dealer is overcharging.&nbsp; If you&#039;re paying extra for the right reasons, when you go to sell you&#039;ll most likely have buyers willing to pay the darn premium too <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />&nbsp; </p><p>&nbsp;</p><p>Of course, it can be hard to tell whether a darn premium is justified though, I&#039;ve been on the wrong side of that too, so it&#039;s not a sure thing!!</p><p>&nbsp;</p><p>You mean the Greysheet charts, right??&nbsp; I looked at a few of them today too, pretty cool to see the price history of some of these, especially the classic commemoratives.&nbsp;&nbsp; Some of them were worth 3-5 times current prices 15-20 years or so ago!!!!&nbsp; I figured you&#039;d like those <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie2" alt=";)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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