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<p>[QUOTE=&quot;NorthKorea, post: 2169705, member: 29643&quot;]Some banks do charge a fee, but it&#039;s closer to five percent. The idea is that they&#039;re trying to discourage people from the action. A nominal fee doesn&#039;t really discourage the behavior; it merely prices it in for the party that dislikes it.[/QUOTE]</p><p><br /></p>

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