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<p>[QUOTE="Hommer, post: 24482815, member: 73266"]I haven't borrowed money in a long while but recently a piece of property became for sale and I made an offer that was accepted. A local bank is working on the financing. Not tooting my horn, I could pay for the place outright, but would have to wait and save for a while to build what I want on it or borrow and do it now. The other option would be to finance the property and use the cash I have in hand to build with. The latter is what I am leaning toward. I never have thought of my collection or my many endeavors into coveted things as holding much intrinsic value until recently. I have accumulated a lot of junk.... I mean stuff through the years that has also accumulated value. If you were to have to list your assets and liabilities for say a bank loan, would you guess at a value of your collection and list it as well? Now that I think about that question, my wife would probably list it as a liability, and maybe I should too.[/QUOTE]</p><p><br /></p>
[QUOTE="Hommer, post: 24482815, member: 73266"]I haven't borrowed money in a long while but recently a piece of property became for sale and I made an offer that was accepted. A local bank is working on the financing. Not tooting my horn, I could pay for the place outright, but would have to wait and save for a while to build what I want on it or borrow and do it now. The other option would be to finance the property and use the cash I have in hand to build with. The latter is what I am leaning toward. I never have thought of my collection or my many endeavors into coveted things as holding much intrinsic value until recently. I have accumulated a lot of junk.... I mean stuff through the years that has also accumulated value. If you were to have to list your assets and liabilities for say a bank loan, would you guess at a value of your collection and list it as well? Now that I think about that question, my wife would probably list it as a liability, and maybe I should too.[/QUOTE]
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