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<p>[QUOTE=&quot;Owle, post: 1295185, member: 22004&quot;]The reality is that heirs will be unlikely to get top dollar; and as the saying is, when someone is dead or incapacitated, the real parasites take over (lawyers, government, probate entities). If there was any real chance that I was at risk, my strategy would be to simplify my tangible asset holdings. Plus, it never hurts to take your profits from time to time, give to good charities that I believe in, pay relevant taxes, move the assets into smarter areas.</p><p><br /></p><p><br /></p><p>The problem with physical assets is that they are easily stolen or misappropriated, and the government is usually powerless to do anything about that. As Warren Buffett and many other people have decided, it is better to disperse funds into sensible areas while someone has all their wits. </p><p><br /></p><p><br /></p><p>Getting top dollar is not that difficult: With PMs ship to Apmex, Gainesville, etc. following their procedures to the &#039;t&#039;. With proof sets and mint sets there are dealers paying 90% of greysheet. With rare coins where the big boys will not make strong offers, run them at auction with safe reserves. There are several auctions houses that will even get the coins certified cheaply for you and offer lots of free advice.[/QUOTE]</p><p><br /></p>

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