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Message:: [QUOTE="The Penny Lady®, post: 700326, member: 16948"]I have to second Jack's usual sound advice, especially regarding the XF/AU grade range.  That is the most highly collected grade among my customers and the grade I sell the most of in both Lincoln and Indian cent sets.  In XF and AU grades, you get all the great detail of the coin, as well as a better value for not having to pay the much higher prices of uncirculated coins.  And the early 20's can be pretty tough to find, especially well struck examples. And as Jack said, patience is a huge asset in coin collecting.  Hunting and searching for that "perfect" coin for your set can be tough and exhausting, but also very rewarding.  When you find a coin that fits "just right" in your set, try not to pass it up or you will be thinking about that coin for a long time, and it enhances your set, most likely it will be worth any premium you might have to pay because of its quality.[/QUOTE]