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<p>[QUOTE=&quot;NotSure, post: 787013, member: 20034&quot;]Am I to understand that even if a seller states &#039;No Returns&#039; in their description, if I pay with Paypal, I can send the coin (or whatever item I purchase) back and get a refund?&nbsp; Not that I&#039;m new to the &#039;bay, but I was never aware of this rule.&nbsp; What option do you use when you file with Paypal (assuming, of course, the seller is staunch in his &#039;no return&#039; policy, you&#039;d have to file through Paypal, freeze the $$, send the item back).&nbsp; </p><p>&nbsp;</p><p>Say you bought a coin that had &#039;not so clear&#039; images.&nbsp; I think it&#039;s a certain variety (this is a real situation for me)...seller &#039;couldn&#039;t&#039; send me clearer images, and due to the real possibility of pulling off a MAJOR rip, I just had to take the chance and use my paultry &#039;ebay bucks&#039;, and put up only $13.00 of my own money.&nbsp; The coin is toned, and coupled with the semi blurry images, it&#039;s a tough call to be 100% certain, so I had to jump on it....$13 is a cheap gamble, but with the &#039;no return&#039; policy, I figured if it WASN&#039;T what I believe it to be, I&#039;m only out $13 (my ebay bucks, I don&#039;t count that as &#039;out of pocket&#039;).&nbsp; SHOULD it be what I BELIEVE it to be (I&#039;m 75% sure it IS the variety I believe it to be, but there&#039;s still a 25% chance it isn&#039;t), I&#039;ll turn an under $45 purchase into a $500-$1,000 coin (depending if it crosses at it&#039;s NGC MS66 grade with PCGS, it&#039;s $1,000....if it dumps to an MS65, it&#039;s $500).</p><p>&nbsp;</p><p>Now, if it ISN&#039;T what I BELIEVE it to be, my grounds for return can&#039;t be &#039;thought it was an unattributed variety that was a major rip&#039;....what would my basis for return be...&#039;not as described/imaged&#039; due to the poor images?&nbsp; </p><p>&nbsp;</p><p>Is this factual (not that I&#039;m doubting you, kanga).&nbsp; I just never knew it was an existing rule with Paypal.&nbsp; Your help/advice will be greatly appreciated IF it isn&#039;t what I&#039;m hoping it to be.&nbsp; You can reply here, or shoot me a PM.&nbsp; Thanks, kanga!![/QUOTE]</p><p><br /></p>

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