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<p>[QUOTE=&quot;GDJMSP, post: 902915, member: 112&quot;]No you don&#039;t understand at all, which is what I figured.</p><p><br /></p><p><br /></p><p><br /></p><p>They, NGC, didn&#039;t do anything with fraud as the intent. And cncman did not claim that they did. That&#039;s why I asked you if you understood what he was talking about.</p><p><br /></p><p>It&#039;s like this, cncman had a coin that turned in the slab. So he sent it in under the grade guarantee. Now NGC has the option to either replace your coin that turned in the slab with another, different, coin of the same grade - or pay you the value of the original coin.</p><p><br /></p><p>In this case, NGC opted to give cncman a different coin of the same grade. That&#039;s all there is to it. And yes, this happens all the time. It is not unusual at all.[/QUOTE]</p><p><br /></p>

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