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<p>[QUOTE=&quot;medoraman, post: 4944439, member: 26302&quot;]I simply use .73 and .78 for US coins, (halves down, and silver dollars respectively). Close enough. I ignore 40% etc since they are always worth much less versus melt.</p><p><br /></p><p>My suggestion is to &quot;collect&quot; junk silver. Pick through boxes and try to get some collecting pleasure if you can. Still buy based on silver price, but its fun to pick out a set of silver roosevelt dimes or franklin halves for melt. I might have 5 rolls of roosevelts that are sets, (I usually tossed in extra 49 S&#039;s since a set is 46 coins I believe). Something to do besides just building a &quot;pile&quot;.[/QUOTE]</p><p><br /></p>

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