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<p>[QUOTE=&quot;Stork, post: 2769867, member: 71642&quot;]After all the adulting expenses are paid for one must decide how much truly &#039;discretionary income&#039; exists.&nbsp; </p><p><br /></p><p>I keep an account with that money in it which is tied to my PayPal, and if I sell hobby stuff then it can get spent on hobby stuff which keeps it from getting away from me.&nbsp; I dump money in there when I feel like it/have it to allocate to &#039;fun money&#039;. </p><p><br /></p><p>Basically figure out what you like to spend this money on and either allocate between hobbies or rotate it around as the mood strikes.&nbsp; I got around this a BIT years ago by calling bullion purchases part of my investments.&nbsp; Still consider bullion about 5% of the overall net worth but got over the whole &#039;collecting bullion&#039; mindset.[/QUOTE]</p><p><br /></p>

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