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<p>[QUOTE=&quot;medoraman, post: 1926232, member: 26302&quot;]I agree with other esteemed colleagues here. Coin collecting is a hobby, it should be treated as such. Any money spent over melt value is &quot;hobby money&quot;. There is a place for precious metal in a diversified portfolio, but morgan dollars are collectible, not bulk silver.</p><p><br /></p><p>Now, having said that, is coin collecting a great hobby? You betcha. We do have a &quot;residual value&quot; when we are done unlike many other hobbies. However, due tot he buy/sell spread, I have always maintained you should never put &quot;investment&quot; money in collectible coins, only money you can afford to lose on your hobby. How I view it, I get all of the value out of my coins as my enjoyment. The fact my heirs will inherit a pretty sizable coin collection, with fairly sizable value, is a bonus to them, not me.[/QUOTE]</p><p><br /></p>

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