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<p>[QUOTE=&quot;ldhair, post: 26256505, member: 11540&quot;]These are some of the reasons the insurance gave me for canceling a policy. Each reason was for a different policy.</p><p>1. Crack in small window on side of garage. It took a few minutes to fix but they would not renew the policy.</p><p>2. Hole in gable siding. Two inch bird hole. Had to wait 2 weeks to fix hole. There were baby birds in the nest. Insurance still canceled.</p><p>3. Storm window missing on back of house. The window was there, just raised for a window AC unit. Insurance still canceled.</p><p>4. Garage door needed fresh paint. Easy fix but insurance still said No.</p><p>5. Ivy growing on brick. Easy fix but still said No.</p><p>6. Tree limb near roof. That limb had been removed over a year ago. Policy still cancelled. They were looking at old images of the property.</p><p>7. Ten year old roof with minor hail damage. Roof replace but still it was No.</p><p>8. You have owned the house for a while. I loved that one. They used it to cancel two policies.</p><p>9. Bricks loose on front of house. They were correct. It took about an hour to repair. Still canceled.</p><p>10. We will no longer insure rental property. First honest answer.</p><p>11. We will not insure your second home. You can only have one. </p><p>12. We won&#039;t insure this rental property. When I told them the house was vacant, they renewed the policy. Figure that one out. </p><p><br /></p><p>For some reason, I became an easy target. They went to every house looking for a reason to cancel. It&#039;s legal and they did it.</p><p><br /></p><p>I got even and they really hate me now. I filed a claim on every house for hail damage and what&#039;s called code coverage. They had to&nbsp; pay to re-deck every house and replace the roof. These were 30 year roofs that were only a few years old. I had to pay a bit but all the roofs and decking are now new. They paid about 12K and I paid about 3K per house. I was legal and they knew they could not fight it in court. I paid for that coverage. I paid about 45K and they paid over 180K. </p><p>I&#039;m honest and play fair in all my dealings but insurance companies may never get there. </p><p><br /></p><p>I&#039;m sorry [USER=15199]@desertgem[/USER] for taking your thread so far off track. I&#039;m happy your move went so well. Would love to hear the details of how your property trade worked.[/QUOTE]</p><p><br /></p>

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