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<p>[QUOTE=&quot;ToughCOINS, post: 3451997, member: 20480&quot;]I don&#039;t know if your cases were credit cards or debit cards but, as concerns debit cards, each time I&#039;ve been issued a new card by any bank I&#039;ve had an account with it has automatically been issued as both a credit card and a debit card.&nbsp; Every time, I&#039;ve told them I do not want a debit card associated with my account, and their response was that I don&#039;t have a choice . . . I get what I get.&nbsp; </p><p><br /></p><p>My response?&nbsp; Give me the card without the PIN so that the only people ever to know the PIN were the bank&#039;s own employees.&nbsp; That way, I can never enter the PIN into a merchant&#039;s compromised scanner, thus reducing the chances of a hacker emptying of my bank account via the debit card.&nbsp; Whenever I use the card for a purchase, it is used exclusively as a credit card, and the merchant must manually enter the final 4 digits of the card to validate payment.&nbsp; I think it&#039;s worth the extra little bit of time it takes to secure one&#039;s peace of mind.</p><p><br /></p><p>Thus far, I&#039;ve not had a problem, but I am ever vigilant.&nbsp; There&#039;s a first time for everything . . .[/QUOTE]</p><p><br /></p>

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