Is this star note worth saving?

My only debt is car payment. It's how you manage your money that's important. At my age I don't follow anything all I care is the easiest & most uncompromised path to my goals.
For what it's worth, I do like your avitar.

 

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Same here. Except for the cell phone. I pay $45 a month for it and that includes the internet and it's prepaid too, with cash. I don't pay interest or monthly banking fees, and cash will always will get you a deal if you ask for it.