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<p>[QUOTE=&quot;Phil Ham, post: 1037793, member: 5787&quot;]In my opinion, yes.&nbsp; The bank is a private enterprise.&nbsp; They expend money to assure that they have merchandise and services for their customers.&nbsp; If you don&#039;t have an account at the bank, you&#039;re not a customer.&nbsp; You&#039;re someone trying to get something for free.&nbsp; Thus, they don&#039;t have to give you the half dollars at cost.&nbsp; Of course, they are not presenting themselves well from a marketing point of view.&nbsp; You might become a customer if they took your not-for-profit order.&nbsp; I guess they decided that it wasn&#039;t worth the potential business though.[/QUOTE]</p><p><br /></p>

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