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<p>[QUOTE=&quot;Lehigh96, post: 1431680, member: 15309&quot;]If that is how you want to interpret my comment Rusty, that is your choice.&nbsp; However, if you dig a little deeper, you will realize that I am helping him.&nbsp; The spread between an MS61 and MS63 common date Morgan Dollar is less than $20.&nbsp; So for an extra $10-$20 he could have a nice MS63 with much more eye appeal and better resale liquidity.&nbsp; </p><p><br /></p><p>I understand that not everyone has unlimited funds to buy coins.&nbsp; But I have never met anyone whose collection was one piece of dreck.&nbsp; Rather, they almost always have 10 pieces of dreck (or more).&nbsp; Instead of buying 10 cheap coins, they could have bought a couple really nice gems for the same price.&nbsp; It is similar to the box of 20 philosophy practiced by collectors who do have much more expendable income.</p><p><br /></p><p>Then they realize that they have $500-$1000 tied up in their collection and their eyes gravitate towards an MS65 but when they try to sell their coins (dreck) they find that the buyers are few and far between and they end up losing 25% of their investment.</p><p><br /></p><p>Out of curiosity Rusty, would you want that coin in your collection?&nbsp; Be Honest![/QUOTE]</p><p><br /></p>

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