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<p>[QUOTE=&quot;buddy16cat, post: 1515220, member: 37356&quot;]The Redbook definition for VF20 is slight but even wear on liberty.&nbsp; I was reading some thing on grading IHCs.&nbsp; It states that the VF coin has a full liberty and full bottom banner and an XF has the lower curl separate from the ribbon, I haven&#039;t figured that out..&nbsp; It looks more full with the naked eye for some reason.&nbsp; I have downgraded the IHCs I have been buying from this seller.&nbsp; It states on their description their father was a coin dealer for 30 years but he may not be the person grading them.&nbsp; The one coin I bought was listed as VF I dropped it to F and this one was listed as XF but I think it may be a lower VF.&nbsp; I may sell it here since I already have this year or may just keep it anyway.&nbsp; I may just keep this one:</p><p>[ATTACH]196780.vB[/ATTACH][/QUOTE]</p><p><br /></p>

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