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<p>[QUOTE=&quot;Lehigh96, post: 592167, member: 15309&quot;]I think that PCGS created their own problem.&nbsp; Before the GENUINE designation, I think that both PCGS and NGC followed the same policy regarding toned coins.&nbsp; They both encapsulated and graded toned coins they deemed as &quot;market acceptable.&quot;&nbsp; They were both able to do this because they could body bag the AT coins.&nbsp; Since PCGS will now authenticate any original coin and put it in a slab with their name on it, they have run into an serious unintended consequence.&nbsp; The submitters (coin doctors) know they have to encapsulate every coin they send them.&nbsp; This has forced PCGS to become very conservative when grading toned coins.</p><p><br /></p><p>This does not mean the NGC has become looser when grading questionably toned coins.&nbsp; I don&#039;t think NGC&#039;s position has changed at all.&nbsp; Since PCGS is encapsulating every coin, they must be more conservative in order to protect their reputation.</p><p><br /></p><p>With regards to the OP&#039;s coin, it looks AT to me, but the photos are terrible.&nbsp; IMO, it is moot, because nobody should be trying to buy a toned XF common date Mercury dime in the first place.&nbsp; These coins can be obtained with beautiful toning and in high grades for under $100 and sometimes less than $50.&nbsp; Don&#039;t buy junk for a few dollars, spend $60 and get something like this:</p><p><br /></p><p><a href="http://coins.ha.com/common/view_item.php?Sale_No=29023&amp;Lot_No=23224#photo" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://coins.ha.com/common/view_item.php?Sale_No=29023&amp;Lot_No=23224#photo" rel="nofollow">http://coins.ha.com/common/view_item.php?Sale_No=29023&amp;Lot_No=23224#photo</a></p><p><br /></p><p>My last topic to address is toning on circulated coins.&nbsp; While it is rare, it alone is not an indicator of AT.&nbsp; I have seen coins in my own collection develop rainbow toning in a whitman folder.&nbsp; Here is an example:</p><p><br /></p><p><img src="http://i117.photobucket.com/albums/o59/ACPitBoss/Circulate%20Mercury%20Dimes/MercuryDime1935RawF12H.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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