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<p>[QUOTE=&quot;okbustchaser, post: 2161129, member: 72642&quot;]Not a bad time to start a &quot;discretionary income&quot; hobby at all.&nbsp; Use of discretionary income is just exactly that--an expenditure of income without any need of return on capital.&nbsp; Makes no difference whatsoever if the dollar tanks or housing prices plummet.&nbsp; Those events affect investment income not discretionary income.&nbsp; They would obviously affect future discretionary funds, but not those already dispersed.</p><p><br /></p><p>If a person can be forced by future actions to liquidate assets then those assets were not purchased with discretionary funds--ie, money which might someday be needed.[/QUOTE]</p><p><br /></p>

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