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<p>[QUOTE=&quot;lonegunlawyer, post: 1535148, member: 40282&quot;]Wow! you start off by hammering me and never let up.&nbsp; I am not sure if you had a bad day, however, let us dissect your bald and self-serving argument.</p><p><br /></p><p>First, you stated &quot;[p]eople are pulling 40% halves now not because silver has caught up with gold, it&#039;s because silver has gone up, period.&quot;&nbsp; That statement is only true in a very shallow sense (at least my example gave context for people to infer from).&nbsp; Assuming more people have started pulling more of the subject coins from circulation it is because silver&#039;s melt price equals or exceeds the costs of extracting the silver content from said coins.</p><p><br /></p><p>Second, never say &quot;never.&quot;&nbsp; Ha ha ha ha, I just used the word never after counseling not to say it.&nbsp; Oops, I did it again.&nbsp; Also, back in 1932, I am sure people thought the 1932D quarter would be available in quantity and good condition years into the future.&nbsp; However, people ignored the coin and only years later realized a shortage of really nice 1932D quarters because no one save them.&nbsp; PCGS estimates a MS66 1932D at $143,000.00 compared to $1,150.00 for a 1932P of same grade).&nbsp; In fact, according to PCGS, if you wanted to purchase a complete set of date and Mints for silver quarters in MS66, it would cost approximately $191,000.00.&nbsp; That would be $143,000.00 for the 1932D and $48,000.00 for the rest (how many would be the rest - it depends, but it would be safe to say 95).</p><p><br /></p><p>Third, &quot;[m]ost primary accounts.&quot;&nbsp; What are they?&nbsp; Do not go after me with bald self serving statements like &quot;[m]ost primary accounts.&quot;&nbsp; They do nothing for your credibility.&nbsp; Also, you state &quot;the 1980&#039;s silver spike.&quot;&nbsp; The spike you refer to occurred from approximately 1980-81.&nbsp; Other minor spikes occurred in approximately 1983 and 1987.</p><p><br /></p><p>I would agree that Franklin halves were hardest hit by refiners during said peaks and perhaps they are one of the easiest sets to complete.&nbsp; However, approximately 30 years have passed since those times in the 1980&#039;s.&nbsp; Status of Franklin halves can be more accurately evaluated.&nbsp; Let us wait 25-30 years before using the word, well, you know which word.</p><p><br /></p><p>Fourth, you stated &quot;the [Kennedy] 40% halves never circulated like Franklins did: The half dollar was already an unpopular coin to use in commerce, the Kennedy design was incredibly popular as a keepsake.&quot;&nbsp; What is your foundation for that?&nbsp; I do not think a statement like that can be taken as common knowledge, even among collectors in general.</p><p><br /></p><p>Fifth,&nbsp; you stated &quot;the silver value of the coin was above face value by 1974 (based on yearly averages) and never went back.&quot;&nbsp; This statement contradicts your first statement.&nbsp; Therefore, you must no believe &quot;because silver has gone up, period.&quot; cannot be the whole answer, period.&nbsp; Also, I am assuming your yearly averages are isolated by year and not combined from 1974-2012.</p><p><br /></p><p>I am done.</p><p><br /></p><p>DO NOT EVER GO AFTER ME AGAIN LIKE THAT, PERIOD.[/QUOTE]</p><p><br /></p>

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