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<p>[QUOTE=&quot;The Penny Lady®, post: 581488, member: 16948&quot;]This is very true, however, PCGS has a buy-back policy.&nbsp; If you submit a coin back to PCGS for review and they feel it down grades or doesn&#039;t grade at all, they will buy back the coin or pay you the difference and give you back the coin either raw or in a lower-grade holder.&nbsp; As a matter of fact, I recently did just this on a PF65 Red Indian cent that had toned due to an old fingerprint and was no longer red.&nbsp; They even down graded it one grade level.&nbsp; They offered me a fair price to buy the coin outright, and a lower price to buy the coin and have the coin returned in a PF64 RB holder (I took the latter).&nbsp; I think this is one of the reasons collectors seem to prefer PCGS.[/QUOTE]</p><p><br /></p>

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