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<p>[QUOTE=&quot;Coinchemistry 2012, post: 2310218, member: 28107&quot;]There are also contracts implied in fact.&nbsp; By submitting you implicitly accept the terms of the guarantee.&nbsp; Subsequent buyers are third party beneficiaries to the contract, but also bound by the terms assented to by the predecessor. I&#039;m sure there is probably a way around it if we are going to be creative, but I don&#039;t think the mutual assent argument is going to cut it.&nbsp; How can a successor or third party beneficiary receive more than the predecessor bargained for?&nbsp;&nbsp; Think about the real world implications.&nbsp; When you receive money from a life insurance policy, your right to recovery is dictated by the agreement between the insured and the insurance company, no?[/QUOTE]</p><p><br /></p>

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