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<p>[QUOTE=&quot;Clawcoins, post: 3916815, member: 77814&quot;]It&#039;s best to do you research and understand why something&#039;s price rose or fell over time.&nbsp; </p><p><br /></p><p>But most people with bullion, stocks, etc do &quot;<u>emotional</u>&quot; purchases.&nbsp; They do not do unbiased research. They do biased research to support their thoughts and emotions and not research to help evaluate and come to a conclusion.</p><p><br /></p><p>With stocks, for instance I recently bought into CHK - Chesepeake Energy.&nbsp; As, per my research it has bottomed out in stock price and looks to rise over time based upon buy/sell institutional and large investor moves.&nbsp; Since then I&#039;ve garnered 24.71% since Nov 27th (yes, 7 days ago).&nbsp; Since it was a &quot;spare change&quot; purchase I didn&#039;t invest a lot, but it&#039;s far better than a sub Annual 2% High Yield Savings Account.</p><p><br /></p><p>So, if you are not doing well in stocks you should evaluate &quot;Why&quot; you haven&#039;t done well in stocks.&nbsp; For instance, in 2019 just a basic S&amp;P 500 Index Fund has had returns of over 25%.&nbsp; But, if you research some more, from Sept 2018 to Dec 2018 the market turned down about 500 pts for the S&amp;P500.&nbsp; So it recovered and more from those lows.&nbsp; It all depends upon when you bought, whether you did well or your didn&#039;t.&nbsp; And it depends what you bought too and why you bought it and what your short/long term goals are.</p><p><br /></p><p>If you haven&#039;t done well in stocks, maybe you might also not do well in PMs. YMMV of course ....[/QUOTE]</p><p><br /></p>

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