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<p>[QUOTE=&quot;JPeace$, post: 2031197, member: 42727&quot;]I have a free checking account and I expect to have one from a bank.&nbsp; I have a measily savings account return.</p><p>&nbsp;</p><p>Forgive me if this isn&#039;t accurate, but I believe Banks make money by loaning other people&#039;s money out at higher interest rates than they pay the &quot;owner&quot; of the funds.&nbsp; It&#039;s not their only source of income, but if you&#039;re going to only pay me a miniscule interest rate for the funds I have in your bank, then use those funds to get higher returns from other sources, I don&#039;t think it&#039;s too much to ask to keep it at the bank for free.</p><p>&nbsp;</p><p>Also, most free checking accounts are not interest bearing.&nbsp; Mine is not.[/QUOTE]</p><p><br /></p>

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