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<p>[QUOTE="gmarguli, post: 408862, member: 246"]<img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /> You need to get a new agent as this one is not serving your interests. If your agent can't give you specifics and point to those in your policy, you should assume you have no coverage. </p><p><br /></p><p>Many homeowner policies will cover a nominal amount for collectibles. Some will cover nothing. </p><p><br /></p><p>Ask what it would cost to add a collectibles rider to your policy. These will range from a couple hundred to way out of line depending on the insurance company. I had one that cost a couple hundred a year and then I switched insurance companies and the new one wanted over a thousand.</p><p><br /></p><p>The ANA has insurance programs administered by <a href="http://www.hwint.com/usa/hughwood/ana/index.html" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.hwint.com/usa/hughwood/ana/index.html" rel="nofollow">Hugh Wood</a> and their policies are reasonable. I've got two policies thru them and it's only a couple hundred a year.[/QUOTE]</p><p><br /></p>
[QUOTE="gmarguli, post: 408862, member: 246"]:D:D:D:D:D You need to get a new agent as this one is not serving your interests. If your agent can't give you specifics and point to those in your policy, you should assume you have no coverage. Many homeowner policies will cover a nominal amount for collectibles. Some will cover nothing. Ask what it would cost to add a collectibles rider to your policy. These will range from a couple hundred to way out of line depending on the insurance company. I had one that cost a couple hundred a year and then I switched insurance companies and the new one wanted over a thousand. The ANA has insurance programs administered by [URL="http://www.hwint.com/usa/hughwood/ana/index.html"]Hugh Wood[/URL] and their policies are reasonable. I've got two policies thru them and it's only a couple hundred a year.[/QUOTE]
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