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<p>[QUOTE=&quot;geekpryde, post: 1855320, member: 36248&quot;]yeah, what he said.&nbsp;&nbsp; But let me expand on that thought from another thread on the same topic, this is an edited version of my reply in that thread:</p><p><br /></p><p>Question:&nbsp; Are you aware of any restrictions and/or qualifications with Hugh Wood (other than ANA membership)?</p><p><br /></p><p>My reply:&nbsp; The policy is very straightforward. They just determine if you are more a collector or a dealer by answering a simple question, I&#039;m paraphrasing here &quot;Do you take coins to booths/tables at shows, have a personal website selling coins, or derive you income for selling coins then...&quot; If so, they direct you towards a different type of policy.</p><p><br /></p><p>You need to keep an accurate inventory of your collection, but you don&#039;t need to send it to them every time you add/subtract a coin.</p><p><br /></p><p>They ask you very basic and minimal questions about your residence.</p><p><br /></p><p>The only other thing is, they DONT want you collection to be heavy in Bullion. I think you need to have less than 10% in bullion. (They really want coin collectors and not metal speculators I think).</p><p><br /></p><p>I use the &quot;Bronze&quot; level, which covers me at home. There are 5 basic levels: Vault, Bronze, Silver, Gold, Platinum. At Gold and above, you get covered for loss during shipping items or driving them around in your car.</p><p><br /></p><p>I would send them a short email and tell them about how much your collection would cost to replace, and maybe include a simple inventory report (I did, but it was not necessary).&nbsp;&nbsp; I include my ANA member number in all my correspondence to Hugh Wood.</p><p><br /></p><p><a href="mailto:valuables@hughwood.com">valuables@hughwood.com</a></p><p><br /></p><p>This is not your normal insurance policy rider with a ton of legal mumbo-jumbo. It is meant to be easy and straightforward, and very affordable. For ordinary to advanced collectors it truly is a no-brainer.</p><p><br /></p><p>I hope this helps the OP.[/QUOTE]</p><p><br /></p>

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