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<p>[QUOTE=&quot;geekpryde, post: 25550650, member: 36248&quot;]My Gold plan is ~&nbsp; $8.50 per $1000 yearly.&nbsp; &nbsp;&nbsp; I would be paying for that anyways, even if I didn&#039;t ship coins.</p><p><br /></p><p>I have too often been lazy and paid for insurance TWICE, meaning paid for it from USPS or CAC for instance, when I already had it through HWI.&nbsp; &nbsp;&nbsp; That&#039;s the part that really I try and save people money on.</p><p><br /></p><p>The CAC Return Shipping form took me all of 5 minutes to fill out, once I actually sat down and did it.&nbsp;&nbsp; Its on file for life, so its a once-and-done.&nbsp; &nbsp;&nbsp; And declaring ZERO dollars on USPS registered mail/ priority mail for the additional insurance takes no effort.</p><p><br /></p><p>I haven&#039;t actually had a HWI claim yet, so this of course is all &quot;buyer beware&quot;.</p><p><br /></p><p>p.s.&nbsp;&nbsp; One time I thought I might have a claim, and in dealing with HWI I had a positive vibe, but in the end, I was able to avoid a claim altogether.[/QUOTE]</p><p><br /></p>

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