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<p>[QUOTE=&quot;sunflower, post: 822591, member: 23219&quot;]@Gao: You are wise. Your personal experience tells the story well.</p><p>&nbsp;</p><p>The insurance contact did advise me about this topic to some degree. It turns out, that high dollar items (in the $10,000 range) have to be declared very clearly ahead of time. With my very rare items (under 100 population), I realize I will want to do this. I feel lucky to have located an insurance company that seems to truely understand the real dynamics of insuring a coin collection properly, because I do not. I do however, value my coins. It is not just the monetary value. I value their inherent aesthethics the most. It is remarkable about just how grand a small coin can truely be.</p><p>&nbsp;</p><p>Additionally, my sets are worth considerably more as a SET than as individual pieces. I have been fortunate to have a few very special and unique coins from a few very unique individuals who now reside beyond the pearly gates.[/QUOTE]</p><p><br /></p>

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