Hi - I am working with my agent on getting a quote for either a rider on my HO policy or a separate policy for coin, paper money, bullion. I owe them a list of everything with photos - which I have because of the CoinManage software, just need to tweak my report output. CoinManage rocks and I promise I don't work there. Anyway, my question. They said that only domestic coins and currency are covered, not foreign. I have asked (without a response yet) about non-government issue bullion. But if my few European gold coins or foreign gold/silver bullion - Maples, Brittanias, Philharmonics, etc. - isn't covered, that seems like an issue. Just wondering what other folks' experience is with insurance for their collection. P.S. if the rates are not competitive, I think I may look at a Hugh Wood policy, but I would have to join the ANA first. Another cost. Thanks.
I looked into it Rider on a policy. Farmers simply wanted a dollar amount of coverage. No specifications. Probably not the best insurance if I was looking to collect.
