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<p>[QUOTE=&quot;saltysam-1, post: 1401094, member: 23368&quot;]I have Hugh Wood and his coverage was about one third the cost of what my home owners would have charged. It covers at home, SDB and coins in transit. Coverage cost will depend on your type of dwelling, construction, location and how your coins are kept. Another factor is your collections worth. It will need to be broken down into bullion, classic coins, modern coins, world coins and paper currency. A percentage will do fine. He charges by the tier system. 10k to 20k or 50k to 60k, so if you add a few coins or sell a few, it won&#039;t affect your coverage. Neither will fluctuations in the intrinsic value affect it, unless it is pushed up or down a full tier. You would notify him if this happens. Currency with high values, $1000+, are inventoried on a separate sheet. The rest are rolled into the overall number, in the five classifications listed above. I appraised my own collection and have the paperwork to back it up. It would be required to process a claim, but not until then.[/QUOTE]</p><p><br /></p>

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