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<p>[QUOTE="Vess1, post: 1400856, member: 13650"]<a href="http://www.cointalk.com/t198511/" class="internalLink ProxyLink" data-proxy-href="http://www.cointalk.com/t198511/">http://www.cointalk.com/t198511/</a></p><p><br /></p><p> I read through this thread again and would like to point out that it was not as informative as I had hoped for. If anything it probably left people more confused because nobody here could give their experience of actually having an appraisal done. None-the-less, that was the result of a discussion that took place here a few months ago.</p><p><br /></p><p> From what I read, it might be a good idea for you to join the ANA and go with their company Hugh Woods. They have group rates. I haven't done it yet but I plan to. I will either go that route or go with an inland marine policy through state farm. If I choose the latter, it's only because I have additional items beyond coins that I need to insure. </p><p><br /></p><p> As for values, like recommended in that thread, you need a good inventory. That I have done. Then I would try your best to conservatively appraise it yourself. Since there really are no professional coin appraisers to go to. I would imagine anything slabbed would make the task a lot easier. But even with those, prices fluctuate month to month, even day to day on online auctions. </p><p><br /></p><p> No "professional appraiser's" opinion can be in stone with price fluctuations the way they are. Especially with PM flucutations. Let alone numismatic values. Which tells me you should be able to appraise your collection close enough on your own. Then make sure you cover it for replacement cost and then some. Then check it yearly as prices could fluctuate dramatically.[/QUOTE]</p><p><br /></p>
[QUOTE="Vess1, post: 1400856, member: 13650"][url]http://www.cointalk.com/t198511/[/url] I read through this thread again and would like to point out that it was not as informative as I had hoped for. If anything it probably left people more confused because nobody here could give their experience of actually having an appraisal done. None-the-less, that was the result of a discussion that took place here a few months ago. From what I read, it might be a good idea for you to join the ANA and go with their company Hugh Woods. They have group rates. I haven't done it yet but I plan to. I will either go that route or go with an inland marine policy through state farm. If I choose the latter, it's only because I have additional items beyond coins that I need to insure. As for values, like recommended in that thread, you need a good inventory. That I have done. Then I would try your best to conservatively appraise it yourself. Since there really are no professional coin appraisers to go to. I would imagine anything slabbed would make the task a lot easier. But even with those, prices fluctuate month to month, even day to day on online auctions. No "professional appraiser's" opinion can be in stone with price fluctuations the way they are. Especially with PM flucutations. Let alone numismatic values. Which tells me you should be able to appraise your collection close enough on your own. Then make sure you cover it for replacement cost and then some. Then check it yearly as prices could fluctuate dramatically.[/QUOTE]
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