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<p>[QUOTE=&quot;kazuma78, post: 4330873, member: 17304&quot;]Speaking personally here, I am a Millennial (though I cringe to be associated with that group). I have always maxed a roth IRA since I entered the working force and also contribute heavily to my 401(k). On top of that, I have an emergency fund saved up that&#039;s approximately 6-9 months worth of living expenses and only owe money on our home. I budget carefully for my collecting interests and typically only buy if I have the spare cash available. So even though my income is impacted slightly by the current situation, I am still able to live generally the same way as before this virus. I am a hard worker but have also been very blessed and have tried to be smart and intentional with my money. </p><p><br /></p><p>Additionally, I work with quite a few millennials who are aggressive savers. I know it&#039;s not typically the norm, but I think you might be surprised by the number of people who are younger and savvy at saving.[/QUOTE]</p><p><br /></p>

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