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<p>[QUOTE=&quot;SteveInTampa, post: 2563802, member: 27107&quot;]There&#039;s a reason notes like a Bison or Chief are graded. As a general rule, people like to verify and protect valuable collectibles. Most new collectors admittedly can not grade notes and some notes are worth hundreds of dollars more at just one grade higher....VF up to an XF. And finally, when it comes time to sell your note, other collectors will have more confidence buying a graded note, then they would taking your word about it&#039;s grade.</p><p><br /></p><p>And after buying any graded note you can take a pair of scissors and cut it out of the holder. I&#039;ve done it. A note being graded is not a condition, it&#039;s just a paid, expert evaluation/opinion.</p><p><br /></p><p><br /></p><p><br /></p><p>I&#039;ll almost guarantee you, if you walked by a dealers table and two coins were sitting side by side, one perfect and one with obvious flaws and they were priced the same, you would buy the perfect one. I know I would. I&#039;m not willingly adding &quot;character&quot; to my collection, I&#039;m looking for eye appeal.[/QUOTE]</p><p><br /></p>

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