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<p>[QUOTE=&quot;goldmember, post: 1336790, member: 19304&quot;]Sorry to resurrect an old thread, but I need to rant about paypal and it probably isn&#039;t worth a new thread.</p><p><br /></p><p>I sold one of my graded 25th Anniversary Silver eagle sets on ebay in November, and the buyer wasn&#039;t happy.&nbsp; They wanted the OGP (even though it wasn&#039;t listed in the auction or shown in the pictures).&nbsp; I disagreed and we went back and forth a few times and then came to an agreement that I would send the OGP for free if they paid for shipping.&nbsp; Both sides were happy, or so I thought.&nbsp; The packaging is delivered, positive feedback is left by both sides.&nbsp; Then, out of the blue, the money disappears out of my paypal account.&nbsp; It turns out that the seller filed a chargeback with their credit card for a merchandise problem while we were going back and forth.&nbsp; They then cancelled the chargeback when they got the OGP on Dec 11th, but I am still without my money.&nbsp; The buyer, their credit card company, and me are all ok with this transaction but paypal has decided that it will be 75-90 days before the issue is decided and then I MIGHT get my money back.&nbsp; In fact, they have it listed as a &quot;resolved&quot; dispute, with me losing my money and the original transaction reversed.</p><p><br /></p><p>The moral of this story is that, as a seller, you have no protection from a chargeback if the buyer knows the system.&nbsp; I bought my postage through Paypal, with tracking, insurance, and signature.&nbsp; It shows delivered and the buyer left me positive feedback.&nbsp; None of this means anything.&nbsp; If the buyers credit card company finds in their favor, I lose my money and my coins.&nbsp; There is no requirement to ship them back in order for the buyer to get their money back.&nbsp; It is simply criminal.&nbsp; To add insult to injury, Paypal is charging me another $20 to fight the chargeback.&nbsp; I lose that money either way.&nbsp; If you are selling, don&#039;t sell anything on ebay that you can&#039;t afford to lose because it is not possible to protect yourself on there anymore.[/QUOTE]</p><p><br /></p>

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