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Message:: [QUOTE="davidh, post: 1126431, member: 15062"]There's probably no way to protect yourself fully, but pre-planning and common sense precautions will help. As either a buyer or seller, always use PayPal, BUT set it up with a separate bank account and a separate credit card, both used ONLY for ebay transactions. As a buyer, pay through PayPal, but use the credit card backup option to pay.  This gives you the added option of instituting a chargeback if the sale goes south. As a seller, accept the PayPal payment, but as soon as it's received, transfer it out of the PayPal account into your special checking account, and from there to your regular account. In either case, don't leave any more that $20 or so in your PayPal account, and only the minimum required in the special checking account. As far as feedback, as a buyer, I leave feedback as soon as the item is received and determined to be correct.  If there is a problem I contact the buyer by email and/or phone for resolution before leaving feedback. As a seller, I do not leave feedback until I know that the buyer is satisfied, as indicated by his leaving positive feedback.  If no feedback has been left, I used to contact the buyer to confirm that all went well but now I just let it go and don't leave any for them.   ALWAYS use a trackable method to ship.  UPS is a lot better than the USPS in this regard.  If the item you're shipping is valued over $100, insist on signature confirmation of delivery. There's no way for a seller to protect himself against a buyer insisting that he got the wrong item; or for a buyer who receives a mis-identified or totally incorrect item, but a seller's finances can't be drained if there's only $20-$30 for PayPal to tap into, and a buyer can let the credit card company champion his fight.[/QUOTE]

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