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<p>[QUOTE=&quot;the_highlander, post: 32610, member: 1592&quot;]Hello friends, as many may remember if you dont you can look back at the topic i wrote in about a paypal dispute i had.</p><p><br /></p><p>In this dispute what happened was someone purchased items off me in a BIN auction on ebay, 4 days later i recieved notification that the money had been taking out of my account because of fraudulent use of the credit card that paid me.Obviously not my fault and obviously i had posted the items before this money was withdrawn.The same problem occured to about 8 over people on the same day.An obvious fraud.</p><p><br /></p><p>here is the email that they just sent me, well they sent me 4 identical emails becuase it was 4 of the same item the scammer purchased off me.</p><p><br /></p><p><br /></p><p><br /></p><p>Dear kevin mulligan,</p><p><br /></p><p>Recently, you were notified that PayPal received a chargeback from a</p><p>buyer&#039;s credit card issuer involving unauthorized funds.&nbsp; Details of </p><p>the</p><p>transaction are as follows:</p><p><br /></p><p><span style="color: red">OP posted someone&#039;s personal contact info without their permission.</span> </p><p><br /></p><p>Because the buyer&#039;s credit card issuer has returned the funds to the </p><p>card</p><p>owner, the amount of the above-referenced transaction has been debited </p><p>from</p><p>your PayPal Account. PayPal has been charged a fee from the buyer&#039;s </p><p>credit</p><p>card company, and a result we have had to assess your PayPal Account a</p><p>chargeback settlement fee of 7.00 GBP.</p><p><br /></p><p>This transaction was reversed for the following reason(s):</p><p><br /></p><p>- We did not receive tracking information.</p><p>- We did not receive a reply to our request for information within the</p><p>required time period.</p><p><br /></p><p>Using the information you provided, PayPal is submitting a dispute with </p><p>the</p><p>buyer&#039;s card issuer to contest the chargeback. There is no guarantee </p><p>that</p><p>the dispute will be successful; however, if the dispute is won, you </p><p>will</p><p>receive a credit to your account for the amount of the chargeback.</p><p><br /></p><p>Disputing a chargeback with a credit card issuer is a lengthy process, </p><p>so</p><p>please allow 75 days for the completion of this process. If you have </p><p>not</p><p>already received your merchandise from the buyer and would like the</p><p>merchandise returned to you, we encourage you to contact the buyer </p><p>directly</p><p>to arrange for the merchandise return. </p><p><br /></p><p>If this reversal has made your account balance negative, you can </p><p>reimburse</p><p>PayPal by adding funds to your account or by sending a cheque to the</p><p>following address:</p><p><br /></p><p>PayPal</p><p>Attn: Accounting Department</p><p>P.O. Box 45950</p><p>Omaha, NE 68145-0950</p><p>United States </p><p><br /></p><p>This withholding is outlined in our Terms of Use Policy. Our Seller</p><p>Protection Policy covers sellers against chargebacks resulting from a</p><p>buyer&#039;s unauthorised use of a credit card and false claims of </p><p>non-delivery</p><p>of goods. In the future, you can protect yourself against chargebacks </p><p>by</p><p>following the conditions of our Seller Protection Policy. </p><p><br /></p><p>For more information, please visit:</p><p><br /></p><p><a href="https://www.paypal.com/uk/cgi-bin/webscr?cmd=p/gen/ua/policy_spp" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://www.paypal.com/uk/cgi-bin/webscr?cmd=p/gen/ua/policy_spp" rel="nofollow">https://www.paypal.com/uk/cgi-bin/webscr?cmd=p/gen/ua/policy_spp</a></p><p><br /></p><p><br /></p><p>We appreciate your business, and regret this incident.&nbsp; We apologize </p><p>for</p><p>any inconvenience.</p><p><br /></p><p>Sincerely,</p><p><br /></p><p>Jean</p><p>PayPal</p><p>PayPal Case ID: PP-062-431-034</p><p><br /></p><p>Please do not reply to this email. Post sent to this address will not </p><p>be</p><p>received and therefore not answered. For assistance, log in to your </p><p>PayPal</p><p>account and click the &quot;Help&quot; link in the footer of any page. If your</p><p>inquiry is regarding a claim, log in to your PayPal account and go to </p><p>the</p><p>Resolution Centre.</p><p><br /></p><p><br /></p><p>----------------------------------------------------------------</p><p>PayPal (Europe) Ltd. is authorised and regulated by the Financial </p><p>Services</p><p>Authority in the United Kingdom as an electronic money institution.</p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p><br /></p><p>Now can you just credit that, not only has someone got my goods, with a fraudulent credit card , and my money took away.But for this privledge they have now debited my account for 7 pounds x4, to pay for the fees the credit card company give them for the fraudulent card.</p><p><br /></p><p>Talk about adding insult to me</p><p><br /></p><p>no more paypal for me.</p><p><br /></p><p><span style="color: red">Highly inflamatory rhetoric is not acceptable on this forum</span></p><p><br /></p><p>sellers protection dont exist at all they even charge you for getting robbed !!!!!!!!!!!!!!![/QUOTE]</p><p><br /></p>

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