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Message:: [QUOTE="kanga, post: 773920, member: 9270"]It sounds like if you went with WL's it would be a prime set for you.Therefore the old rule ("buy the best you can afford") should be your guiding principle.And if a full set of MS coins is not within you means, so be it.I'll be encountering the same thing with IHC's, MS back to about 1879, then AU's and XF's. My WL set is a secondary set for me, hence no grade consistency.After starting with an Unc short set (1941-47), the rest turned out to the best coin for under $100. Naturally there were a few that had to exceed that amount. Short sets for years have been defined as 1941 to ?? (depending upon the issue).- Lincolns (wheats) 1941-1958- Mercs 1941-1945- Quarters 1941-1964- WL's 1941-1947Basically high grade coins are available for relatively low prices.For those with slightly deeper pockets the beginning date moves back to the mid 1930's.Just look at the MS-60 column in the Red Book and you can pretty much figure out where the short set's "ceiling" is.[/QUOTE]